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Damn Fine Insurance

Damn Fine Insurance - kits_lightning This is set in the A/B/O universe. The sheriff uses his son Stiles to pay off a debt. The loan shark gives omega Stiles to alpha Derek. This had soooo much potential to be more and felt that the sex/heat came out of nowhere. Say what?? I know right??

However I enjoy this AU/trope for some reason - it was still hot and there's KNOTTING.